AML Policy

1. Our Position on Financial Crime

USDT Finance is a no-KYC, no-AML-screening cryptocurrency swap platform. We are transparent about what this means: we do not collect identity documents and we do not run your wallet addresses against third-party blacklists to block your transaction. Privacy and freedom from surveillance are core features of our service, not oversights.

This does not mean we are indifferent to financial crime. We firmly prohibit the use of our platform for money laundering, terrorist financing, sanctions evasion, or any other illegal financial activity. The distinction is between passive design — not collecting data we don't need — and active facilitation, which we do not do and do not tolerate.

2. Prohibited Activities

Use of USDT Finance for any of the following is strictly prohibited and will result in refusal of service:

• Laundering proceeds of criminal activity or converting illegally obtained funds
• Financing terrorist organizations, extremist groups, or individuals subject to sanctions
• Circumventing or evading economic sanctions imposed by the United Nations, European Union, or other applicable international bodies
• Processing stolen, hacked, or ransomware-derived cryptocurrency
• Handling proceeds from darknet markets, human trafficking, or other serious criminal enterprises
• Deliberate tax evasion through undisclosed cryptocurrency conversion
• Fraud or deliberate misrepresentation in connection with any swap transaction

3. Transaction Limits as Risk Controls

We apply transaction size limits as a structural risk management measure:

• Minimum transaction: Equivalent to $100 USD
• Maximum transaction: Equivalent to $282,100 USD

These limits serve a practical purpose: they reduce the suitability of our platform for high-volume financial crime operations while maintaining full utility for ordinary individual use cases.

4. What We Do and Do Not Do

We believe users deserve to know precisely how this service operates regarding AML. Here is an honest account:

• We do not run active AML address screening — your deposit address or destination wallet is not checked against commercial blockchain analytics blacklists as a condition of processing your swap.
• We do apply rate limits and velocity controls — technical controls limit transaction throughput per session.
• We do reserve the right to refuse service — at our sole discretion, for any reason, including suspected misuse.
• We do cooperate with valid legal orders — if served with a legally valid request from an authority with jurisdiction over our operations, we will provide whatever minimal relevant information we retain.

5. User Representations

By using USDT Finance, you represent and warrant that:

• All funds you swap are legally obtained and are not proceeds of any criminal activity
• You are not a designated individual or entity subject to sanctions by the UN, EU, or any applicable authority
• Your use of the Service complies with all applicable AML and counter-terrorism financing laws in your jurisdiction
• You will not use the Service to assist any third party in evading AML or CTF obligations

6. No Safe Harbor

Using a no-KYC or no-AML-screening platform does not provide any legal protection or safe harbor from criminal liability. If you use our platform for illegal purposes, you remain fully liable under the laws of your jurisdiction. The absence of identity collection on our side does not reduce your personal legal exposure for unlawful activity.

7. Reporting Suspicious Activity

If you become aware of or suspect that our platform is being used for financial crime, we encourage you to report it to your local Financial Intelligence Unit (FIU) or law enforcement agency. You may also contact us at [email protected].

8. Policy Updates

This AML Policy may be updated periodically as our operating environment evolves. Any changes will be reflected on this page with a revised date.

9. Contact

For AML-related questions or to report concerns, contact [email protected].